Plastiq MCP connector
The Plastiq connector lets Claude, ChatGPT, Cursor or any MCP client look up billers, recipients and payments in Plastiq, send payments and refunds, and record every action under the signed-in person's own access.
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How it connects. Connects with an API key. The credential goes into a vault nobody reads back.
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One address. https://api.elaichi.ai/mcp, the same for every user.
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Their own access. An agent never gets more than the person it acts for.
26 tools
How to connect
How to connect Plastiq to Claude, ChatGPT or Cursor
Two steps, about a minute.
In Elaichi
Connect Plastiq once
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Open Connections, choose Add connection, and pick Plastiq.
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Optionally set Share with to give a team access, then press Connect.
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Paste a Plastiq API key. One person generates a token in Plastiq and pastes it once. Everyone else works through Share with, and never sees it.
The credential is vaulted. Nobody reads it back, not even the AI.
Add connection
Choose a connector.
In your AI client
Point it at one endpoint
Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.
Plastiq MCP connector for Claude
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1
Open Customize, then Connectors.
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2
Press Add.
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3
Name it, paste the MCP server URL, then Continue.
https://api.elaichi.ai/mcp -
4
Sign in and approve.
On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.
Plastiq MCP connector for ChatGPT
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1
Open Plugins, then press the + button.
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2
Name it and paste the endpoint into Server URL.
https://api.elaichi.ai/mcp -
3
Leave Authentication on OAuth, then tick the risk acknowledgement.
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4
Press Create, then sign in and approve.
Works on the web today. The plugin directory lives at chatgpt.com/plugins.
Plastiq MCP connector for Cursor
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1
Open
~/.cursor/mcp.json. -
2
Add the endpoint under
mcpServers.https://api.elaichi.ai/mcp -
3
Reload Cursor, then sign in and approve.
~/.cursor/mcp.json
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
Set up per machine, so repeat it on each computer you work from.
Connect Plastiq to any MCP client
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1
Add the endpoint as a remote MCP server.
https://api.elaichi.ai/mcp -
2
Sign in and approve.
{
"mcpServers": {
"elaichi": {
"url": "https://api.elaichi.ai/mcp"
}
}
}
The Elaichi Agent already has these tools, with nothing to set up.
Use cases
What teams do with Plastiq through Elaichi
Every one of these runs inside the access the person already has, and lands in the same audit log.
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Accounts payable
Pay a vendor bill by card
Find the biller in Plastiq, choose the payment method on file, and send the payment from the chat, then confirm the payment shows up with the right amount.
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Finance
Check whether a payment went out
Ask which Plastiq payments were created this week, who was paid, and what status each one is in, without opening the dashboard.
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Accounts payable
Set up a new recipient
Add a new landlord, supplier or contractor as a recipient in Plastiq, and update their details later when an address or account number changes.
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Finance
Issue a refund on a payment
Pull up the original Plastiq payment, confirm the details, and create the refund against it in one step.
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Controller
Attach the invoice to a payment
Upload the invoice or supporting paperwork as a Plastiq document so the payment has its backup when the auditors ask.
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Procurement
Find the right biller before paying
Search Plastiq's billers by name, confirm it is the right company, and check the category so the payment is filed correctly.
Try asking
- “List all Plastiq recipients added this month.”
- “Search Plastiq billers for our top three landlords.”
- “Which payment methods are active for the finance team?”
Compare
Elaichi vs Zapier MCP vs Composio for Plastiq
All three can connect Plastiq to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.
| What to check | Elaichi | Zapier MCP | Composio |
|---|---|---|---|
| Where the AI connects |
One address for the whole organization.
https://api.elaichi.ai/mcp
|
A server per member, created at sign-in. | An MCP endpoint per team, or an SDK. |
| Control over Plastiq tools | Allow or restrict single Plastiq tools, per role or user. | App and action restrictions on the account. | Role permissions, down to the action. |
| Record of calls | One audit entry per Plastiq call. | A History tab of tool calls. | A log of every tool call. |
| Single sign-on | SAML or OIDC, plus SCIM, on Gold. | SAML on Enterprise. | SAML and OIDC on Enterprise. |
| Price | $15 per user per month. | 2 tasks per successful call. | Billed per tool call. |
Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.
Longer take: Zapier MCP alternative and when you don't need an MCP gateway.
AI tools
Plastiq tools for your AI agents
26 tools are ready to call through Elaichi's MCP endpoint the moment you connect Plastiq, governed by the same roles, restrictions, and audit log as everything else in Elaichi.
No tools match your search.
See it in Elaichi
What connecting Plastiq gets you
6 screens from the product, each doing one job for your Plastiq account.
The agent
Ask about payments, get answers back.
Plain language questions answered from live Plastiq payments, recipients and billers.
- payments
- recipients
- billers
- payment methods
Ask Elaichi to work across your apps.
List all Plastiq recipients added this month.
Search Plastiq billers for our top three landlords.
Which payment methods are active for the finance team?
Also runs in Claude, ChatGPT or Cursor
MCP clients
Claude, ChatGPT and Cursor share one endpoint.
Connect Plastiq through one org-wide MCP endpoint over OAuth, no SDK, no shared key.
ElaichiMCP clientsClaude
ChatGPT
Cursor
Copy the endpoint
Tool catalog
All 26 Plastiq tools ready to call.
Payment methods, recipients, billers, categories and documents, with no custom code written.
- Create a Plastiq payment method
- List all Plastiq payment methods
- Get single Plastiq payment method by ID
- Update a Plastiq payment method by ID
ElaichiToolsToolboxes
Every team gets its own toolbox.
Curate Plastiq toolboxes per team so finance and support see different tools.
- Accounts payable
- Finance ops
- Procurement
- Controllership
ElaichiToolboxesShared connections
Teammates pay without touching a credential.
See who connected each Plastiq account and which teams and members use it.
- Accounts payable
- Finance ops US
- Procurement
- Support
ElaichiConnectionsAudit log
Every Plastiq call has a name on it.
When, who, what happened, type and resource, appended for each recipient and payment method.
- When
- Who
- What happened
- Type
ElaichiAudit logLaunching soon
From answering questions to doing the work
A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.
Automations
A schedule fires, Plastiq work gets done.
Fetch payments, group them, draft a digest, get approval, post back to Plastiq.
Plastiq digest
Run 418 · started 2 minutes ago · on behalf of Emily Carter
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✓
Schedule
Every weekday at 8:00 AM
0.2s -
✓
Fetch payments
Plastiq
1.4s -
✓
Group by owner
Transform
0.1s -
✓
Draft the digest
Agent step
Ran with 4 tools, returned a structured summary
6.2s -
Approve the digest
Needs approval
Assigned to Michael Brennan
Approve Deny -
Post the digest
Plastiq
Queued
Collections and dashboards
Plastiq numbers arrive before anyone asks.
Four metrics, 14 days of records created and a team breakdown, refreshed on schedule.
Plastiq health
Refreshed 4 minutes ago · every 15 minutes · from the payments collection
Payments
1,284 ↓ 12%
Recipients
96 ↓ 8%
Needs attention
3 ↑ 2
Updated this week
412 ↑ 9%
Payments created
Last 14 days
By team
Share of activity
Accounts payable 34%
Finance ops US 27%
Procurement 21%
Support 18%
FAQ
Frequently asked questions
How do I connect Plastiq to Claude?
Connect Plastiq in Elaichi first. Plastiq connects with an API key, so you paste the key from your Plastiq account when Elaichi asks for it, and there is no client ID or secret to generate. Then in Claude go to Customize, then Connectors, then Add, and paste https://api.elaichi.ai/mcp as the endpoint. Claude asks you to sign in to Elaichi, and Plastiq is available from then on.
Does Plastiq work with ChatGPT and Cursor as well as Claude?
Yes. Once Plastiq is connected in Elaichi, the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client and the Elaichi Agent. You connect Plastiq once and every client uses it.
What can an AI agent actually do with my Plastiq data?
An agent connected to Plastiq can search billers, list recipients and payment methods, look up a payment by its ID, and create new payments, payment intents and refunds. It can also add or update recipients and payers, upload documents such as invoices, and browse categories. In practice that means asking who was paid this month, paying a bill by card, or setting up a new vendor, all in plain language.
Does connecting Plastiq give the AI access to every payment and payment method?
No. Every call to Plastiq runs under the API key of the person who connected it, so the agent can only see and do what that Plastiq account can. Elaichi can narrow that further with restrictions per action, and it never widens what the Plastiq account already allows.
Can I stop an agent from creating payments or refunds in Plastiq?
Yes. Restrictions in Elaichi work per action, so you can allow looking up Plastiq billers and payments while blocking the creation of payments, refunds or payment methods. A blocked action is never advertised to Claude, ChatGPT or Cursor at all, so no prompt can reach it.
What happens to a Plastiq connection when someone leaves?
When a person is offboarded in Elaichi, their access to Plastiq through every client ends at once. A Plastiq connection that was shared with a team keeps working for everyone else on that team. If you want Plastiq gone entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor and every other client.
Does the Plastiq MCP connector work with Gemini, Codex, Claude Code or other MCP clients?
Yes. Plastiq is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.
Is Elaichi an alternative to Zapier MCP for Plastiq?
Yes. Both let Claude, ChatGPT or Cursor use Plastiq. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Plastiq call.
How is Elaichi different from Composio for Plastiq?
Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Plastiq: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.
Put Plastiq in front of your team
14 days on Gold, no credit card. Connect it once and pick what each team can call.
- Works with
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and any other MCP client, or the Elaichi Agent.
- When the trial ends
- Nothing is deleted. Connections, roles and the audit log stay where they are, so subscribing picks up exactly where you left off.