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Mercury MCP connector

The Mercury connector brings your business bank accounts, transactions, cards, customers, invoices and payment recipients into Claude, ChatGPT, Cursor and the Elaichi Agent, so each person on your team can ask questions and get work done inside their own Mercury access.

  • How it connects. Connects with an API key. The credential goes into a vault nobody reads back.

  • One address. https://api.elaichi.ai/mcp, the same for every user.

  • Their own access. An agent never gets more than the person it acts for.

How to connect

How to connect Mercury to Claude, ChatGPT or Cursor

Two steps, about a minute.

1

In Elaichi

Connect Mercury once

  1. Open Connections, choose Add connection, and pick Mercury.

  2. Optionally set Share with to give a team access, then press Connect.

  3. Paste a Mercury API key. One person generates a token in Mercury and pastes it once. Everyone else works through Share with, and never sees it.

The credential is vaulted. Nobody reads it back, not even the AI.

Add connection

Choose a connector.

mercury
Mercury
1Password
360learning
7shifts
Acquire
Active Ants
2

In your AI client

Point it at one endpoint

Everyone in the organization uses the same address, and each person only ever reaches what their own account allows.

Mercury MCP connector for Claude

  1. 1

    Open Customize, then Connectors.

  2. 2

    Press Add.

  3. 3

    Name it, paste the MCP server URL, then Continue.

    https://api.elaichi.ai/mcp
  4. 4

    Sign in and approve.

On Team and Enterprise, an Owner adds it once. Everyone else turns it on for themselves.

Mercury MCP connector for ChatGPT

  1. 1

    Open Plugins, then press the + button.

  2. 2

    Name it and paste the endpoint into Server URL.

    https://api.elaichi.ai/mcp
  3. 3

    Leave Authentication on OAuth, then tick the risk acknowledgement.

  4. 4

    Press Create, then sign in and approve.

Works on the web today. The plugin directory lives at chatgpt.com/plugins.

Mercury MCP connector for Cursor

  1. 1

    Open ~/.cursor/mcp.json.

  2. 2

    Add the endpoint under mcpServers.

    https://api.elaichi.ai/mcp
  3. 3

    Reload Cursor, then sign in and approve.

~/.cursor/mcp.json

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

Set up per machine, so repeat it on each computer you work from.

Connect Mercury to any MCP client

  1. 1

    Add the endpoint as a remote MCP server.

    https://api.elaichi.ai/mcp
  2. 2

    Sign in and approve.

{
  "mcpServers": {
    "elaichi": {
      "url": "https://api.elaichi.ai/mcp"
    }
  }
}

The Elaichi Agent already has these tools, with nothing to set up.

Use cases

What teams do with Mercury through Elaichi

Every one of these runs inside the access the person already has, and lands in the same audit log.

  • Finance

    Find a transaction without opening Mercury

    Ask which payments went out last week, who they went to and what they were for, and get the answer from live Mercury transactions across every account.

  • Accounting

    Add a memo to a transaction after month end

    Catch a Mercury transaction up with the note or category it was missing so the books close without a hunt through the statement.

  • Billing

    Draft and send a customer invoice

    Create a Mercury customer for a new client, then raise the invoice for the agreed amount and check later whether it is still outstanding.

  • Operations

    Set up a new vendor as a recipient

    Add a supplier as a Mercury recipient with their payment details, then arrange a payment to them from the right account once approved.

  • Founders

    Check the balance across every account

    Ask for a quick view of all Mercury accounts before a big decision, and see which account is best placed to cover it.

  • Operations

    Issue a card for a new hire

    Create a Mercury card for someone joining, adjust it when their role changes, and remove it when they no longer need it.

Try asking

  • “List last week's Mercury transactions over 5,000 dollars.”
  • “Which Mercury cards were issued this month, and to whom?”
  • “Show balances across all Mercury accounts today.”

See all 70 Mercury tools below

Compare

Elaichi vs Zapier MCP vs Composio for Mercury

All three can connect Mercury to an AI assistant, and all three have admin controls. They differ in where access lives and how you pay.

Elaichi compared with Zapier MCP and Composio for Mercury, by what to check
What to check Elaichi Zapier MCP Composio
Where the AI connects One address for the whole organization. https://api.elaichi.ai/mcp A server per member, created at sign-in. An MCP endpoint per team, or an SDK.
Control over Mercury tools Allow or restrict single Mercury tools, per role or user. App and action restrictions on the account. Role permissions, down to the action.
Record of calls One audit entry per Mercury call. A History tab of tool calls. A log of every tool call.
Single sign-on SAML or OIDC, plus SCIM, on Gold. SAML on Enterprise. SAML and OIDC on Enterprise.
Price $15 per user per month. 2 tasks per successful call. Billed per tool call.

Sources: Zapier MCP docs, security, usage; Composio docs, gateway, enterprise, pricing. Checked September 2026.

Longer take: Zapier MCP alternative and when you don't need an MCP gateway.

AI tools

Mercury tools for your AI agents

70 tools are ready to call through Elaichi's MCP endpoint the moment you connect Mercury, governed by the same roles, restrictions, and audit log as everything else in Elaichi.

See it in Elaichi

What connecting Mercury gets you

6 screens from the product, each doing one job for your Mercury account.

The agent

Ask about accounts, get answers from Mercury.

Plain language questions return live Mercury transactions, cards and customer records.

  • accounts
  • transactions
  • cards
  • customers

Ask Elaichi to work across your apps.

List last week's Mercury transactions over 5,000 dollars.

Which Mercury cards were issued this month, and to whom?

Show balances across all Mercury accounts today.

Also runs in Claude, ChatGPT or Cursor

MCP clients

Claude, ChatGPT and Cursor reach Mercury together.

One org-wide MCP endpoint over OAuth, no SDK and no shared API key.

ElaichiMCP clients
Claude ChatGPT Cursor

Copy the endpoint

https://api.elaichi.ai/mcp
Client Connected by Status Last used
Claude
E

Emily Carter

• Connected 4 minutes ago
Cursor
M

Megan Brooks

• Connected 2 hours ago
ChatGPT
R

Ryan Hayes

• Connected Yesterday

Tool catalog

70 Mercury tools are ready to call.

Accounts, transactions, cards and customers are covered with no custom code.

  • List all Mercury account
  • List all Mercury transaction
  • Get single Mercury transaction by ID
  • Create a Mercury transaction
ElaichiTools
Tool Action Description
List all Mercury account List List Mercury accounts. Returns: accountNumber, availableBalance, canReceiveTransactions, createdAt, currentBalance, dashboardLink, id, kind, legalBusinessName, name, nickname, routingNumber, status, type. Max 1000 per page.
List all Mercury transaction List List transactions across Mercury accounts. Returns transaction records with account, amount, status, timing, counterparty, category, and attachment metadata.
Get single Mercury transaction by ID Get Get a Mercury transaction by id. Returns the full transaction details including account, amount, status, counterparty, notes, category, and attachments.
Create a Mercury transaction Create Send money from a Mercury account to a recipient. Returns the created transaction request and processing status. Required: account_id.
Update a Mercury transaction by ID Update Update Mercury transaction metadata by id. Returns the updated transaction including notes and category metadata. Required: id.

Toolboxes

Every team gets its own Mercury toolbox.

Curate one toolbox for finance and another for treasury, scoped per team.

  • Finance
  • Accounts payable
  • Treasury
  • Operations
ElaichiToolboxes
Name Source template Tools Created

Finance toolbox

Mercury · accounts and balances

Mercury starter 18 Mar 4, 2026

Accounts payable toolbox

Mercury · transactions and payees

— 9 Mar 2, 2026

Treasury toolbox

Mercury · accounts and transfers

— 24 Feb 27, 2026

Operations toolbox

Mercury · cards and spend limits

Mercury starter 6 Feb 19, 2026

Revenue toolbox

Mercury · customers and incoming payments

— 31 Jan 30, 2026

Compliance toolbox

Mercury · transaction review and records

— 12 Jan 22, 2026

Shared connections

Teammates use Mercury without seeing a credential.

See who connected each Mercury account and how many teams and members share it.

  • Operating account
  • Payroll
  • Treasury reserve
  • Corporate cards
ElaichiConnections
Connection Scope Status Access
ME

Mercury (Operating account)

Connected by Emily Carter

Personal • Active 1 team · 6 members
ME

Mercury (Payroll)

Connected by Jake Morgan

Organization • Active 3 teams · 24 members
ME

Mercury (Treasury reserve)

Connected by Megan Brooks

Organization • Active 2 teams · 11 members
ME

Mercury (Corporate cards)

Connected by Tyler Reed

Personal • Needs re-auth 1 team · 3 members
ME

Mercury (Sandbox)

Connected by Ryan Hayes

Personal • Active Not shared
ME

Mercury (Subsidiary EMEA)

Connected by Ashley Parker

Personal • Active 2 teams · 9 members

Audit log

Every Mercury call is on the record.

When, who, what happened, type and resource, appended for each transaction and card.

  • When
  • Who
  • What happened
  • Type
ElaichiAudit log
When Who What happened Type

2 minutes ago

Mar 6, 2026, 3:10 PM

E

Emily Carter

emily.carter@northwind.io

Restriction Created Access

8 minutes ago

Mar 6, 2026, 3:04 PM

J

Jake Morgan

jake.morgan@northwind.io

Restriction Updated Access

14 minutes ago

Mar 6, 2026, 2:58 PM

M

Megan Brooks

megan.brooks@northwind.io

Role Assigned Access

20 minutes ago

Mar 6, 2026, 2:52 PM

T

Tyler Reed

tyler.reed@northwind.io

Mercury Users Updated MCP

26 minutes ago

Mar 6, 2026, 2:46 PM

R

Ryan Hayes

ryan.hayes@northwind.io

Mercury Accounts Created MCP

32 minutes ago

Mar 6, 2026, 2:40 PM

A

Ashley Parker

ashley.parker@northwind.io

Mercury Accounts List Toolbox

Launching soon

From answering questions to doing the work

A person no longer has to ask. A trigger starts the work, inside the same permissions and the same audit log as everything else. Automations and live dashboards are launching soon, on the Black plan.

Automations

A schedule fires and Mercury work finishes.

Fetch transactions, group them, draft a digest, approve it, post back to Mercury.

Mercury digest

Run 418 · started 2 minutes ago · on behalf of Emily Carter

  1. ✓

    Schedule

    Every weekday at 8:00 AM

    0.2s
  2. ✓

    Fetch accounts

    Mercury

    1.4s
  3. ✓

    Group by owner

    Transform

    0.1s
  4. ✓

    Draft the digest

    Agent step

    Ran with 4 tools, returned a structured summary

    6.2s
  5. Approve the digest

    Needs approval

    Assigned to Michael Brennan

    Approve
  6. Post the digest

    Mercury

    Queued

Collections and dashboards

Mercury numbers land before anyone asks.

Four metrics, 14 days of records created and a team breakdown, refreshed on schedule.

Mercury health

Refreshed 4 minutes ago · every 15 minutes · from the accounts collection

Live

Accounts

1,284 ↓ 12%

Transactions

96 ↓ 8%

Needs attention

3 ↑ 2

Updated this week

412 ↑ 9%

Accounts created

Last 14 days

By team

Share of activity

Operating account 34%

Payroll 27%

Treasury reserve 21%

Corporate cards 18%

FAQ

Frequently asked questions

How do I connect Mercury to Claude?

In Elaichi, choose Mercury and paste in an API key from your Mercury account, which takes about a minute. There is no client ID or secret to generate and no OAuth application to register. Then in Claude go to Customize, then Connectors, then Add, and paste the Elaichi endpoint https://api.elaichi.ai/mcp. Sign in as yourself when Claude asks and your Mercury connection is ready.

Does Mercury work with ChatGPT and Cursor as well as Claude?

Yes. You connect Mercury once in Elaichi, and the same endpoint, https://api.elaichi.ai/mcp, works in Claude, ChatGPT, Cursor, any other MCP client and the Elaichi Agent. Nothing has to be set up again per client.

What can an AI agent actually do with my Mercury data?

It can look across your Mercury accounts, find and explain individual transactions, add notes to them, and set up a payment to a saved recipient. It can also create and update customers, raise and edit invoices, add or update payment recipients, and issue, change or remove cards. Because Mercury has a lot of possible actions, short concrete asks like "list card payments over 500 dollars in March" work better than long paragraphs.

Does connecting Mercury give the AI access to every account and payment?

No. Every request runs inside the Mercury access of the person who signed in, so the AI sees the accounts, cards and transactions that person could already see in Mercury. Elaichi can narrow that further, for example to viewing only, but it can never widen it beyond what Mercury itself allows that person.

Can my team share one Mercury connection?

Yes. One finance lead connects Mercury in Elaichi and shares it with a team, and nobody else ever handles the API key. Each teammate still signs in to Elaichi as themselves, so every Mercury action in the audit log carries the name of the person who asked for it.

Can I stop an agent from creating payments or deleting things in Mercury?

Yes. Restrictions in Elaichi apply per action, so you can allow reading Mercury accounts and transactions while blocking payments, card deletion or invoice changes. A blocked action is never shown to Claude, ChatGPT or Cursor at all, so no prompt, however worded, can reach it.

What happens to a Mercury connection when someone leaves?

Offboarding that person in Elaichi ends their access to Mercury through every client at once, with no key to rotate. A shared Mercury connection keeps working for everyone else on the team. If you ever want Mercury gone entirely, disconnecting it once in Elaichi removes it from Claude, ChatGPT, Cursor and the Elaichi Agent together.

Does the Mercury MCP connector work with Gemini, Codex, Claude Code or other MCP clients?

Yes. Mercury is reached over the same MCP endpoint every client uses, so anything that speaks MCP can call it — Gemini, Codex, Claude Code, Windsurf, Cline, Zed and OpenCode among them — alongside Claude, ChatGPT, Cursor, and the Elaichi Agent. The tools on offer and the access behind them are identical whichever client asks. Only the setup screen differs.

Is Elaichi an alternative to Zapier MCP for Mercury?

Yes. Both let Claude, ChatGPT or Cursor use Mercury. Zapier MCP fits a team that already automates in Zapier, since each person signs in and acts as themselves in that account. Elaichi fits when IT wants one address for the whole company, per-tool rules by role, and a record of every Mercury call.

How is Elaichi different from Composio for Mercury?

Composio gives AI agents tools and sign-in handling across 1,000+ apps, for developers building agents or people using an assistant, billed per tool call. Elaichi gives a company's own people governed access to Mercury: one address, restrictions per role or user, and $15 per user per month. Both have role permissions and a log of every call.

Put Mercury in front of your team

14 days on Gold, no credit card. Connect it once and pick what each team can call.

Works with
Claude ChatGPT Cursor and any other MCP client, or the Elaichi Agent.
When the trial ends
Nothing is deleted. Connections, roles and the audit log stay where they are, so subscribing picks up exactly where you left off.